Appraisals for homeowners

Most appraisals are ordered by a lender. These are the ones you order yourself, for your own reasons, where you are the client and the report is written for you.

Settling an estate

Estates generally need a retrospective market value as of the date of death. That value sets the cost basis for the heirs, so it has to hold up years later if the IRS or a sibling questions it. A county tax value is not a substitute.

Appealing your property tax

Your assessment is a mass estimate produced by a computer model on a multi-year cycle. It can be wrong, and when it is wrong it is wrong every year until somebody challenges it. An appraisal gives the Board of Equalization one property, inspected, with each comparable analyzed individually.

Divorce and equitable distribution

An independent value that both sides can look at. The appraiser works for the assignment, not for whoever wrote the check.

Before you list

A pre-listing appraisal is a second opinion on price from someone with no commission riding on the answer. Useful on unusual property, on land, and anywhere the agent comparables are thin.

Removing PMI

If your equity has grown past the threshold, a current appraisal is usually what the servicer needs to drop the insurance. Ask your servicer what they require before ordering, because the requirements vary.

What you get

A written report with the comparable sales, the adjustments, and the reasoning that produced the value. Not a number in an email.

Start here

Call 984-360-8050 or email claude@globalappraisal.net with the address, the reason you need the appraisal, and your deadline.